UPI (or Unified Payments Interface) is an online payment system developed by the National Payments Corporation of India. It has emerged as the most popular mode of digital transaction in the country, allowing users to transfer money from one bank account to another via a smartphone. With its widespread reach and 24/7 transaction service, it has made UPI casinos a popular gaming option in the country.
If you are interested in playing games in UPI casinos and want to know how UPI casinos are becoming highly popular among Indian players and the benefits of using UPI in online casinos, then here is our guide to the best UPI casinos in India for you.
UPI has served Indian gamblers with a fast and reliable online payment option against traditional credit or debit cards.
Ever since its launch in 2016, UPI has become India’s preferred mode of online transactions, with a record-breaking 3.24 billion transactions in July 2021 worth Rs 6.06 trillion. Such massive numbers are the reason that online casinos have started accepting UPI as a payment option and a big list of UPI casinos are active in India.
UPI casinos provide swift deposit/withdrawal options with UPI to draw more players in the game and facilitate a convenient payment method preferred by Indian players. It is likely to cause a significant upsurge in the overall casino market in India and unlock new doors of opportunities for Indian players.
UPI, as already said, is an instant payment option that uses your contact number and your bank name as the identifier for your account. As a result, it allows you to participate in online casinos in less time than other payment alternatives.
With UPI, you can link your bank account with a mobile application using your registered mobile number. Once you are registered in the UPI app, you can make payments to your online casino wallet with a few scrolls on your smartphone.
To start your casino games with UPI, all you have to do is fill the amount you want to deposit into your casino’s wallet, select “UPI” as your mode of transfer and confirm the payment. Once the transaction is successful, you can start playing your favourite slot games, live casino games, or jackpots.
The good news about using UPI for casino payment purposes is that 230+ banks are already partaking in the UPI service. So, it is most likely that your bank account will let you have a UPI ID (if you don’t have it yet) and participate in online casinos.
The most valuable part for Indian users about using UPI in casinos is its security measures. UPI payment method is authorized by the government of India and uses two-factor authentication to make any transaction. Therefore, it is entirely legal, safe, and secure.
One last benefit of using UPI for online casinos is that online casinos using UPI are more directed towards Indian gamblers and offer tailored casino games for Indian users such as Andar Bahar and Teen Patti. As a result, playing games in such casinos will be a well-customized and more fun experience for you.
When it comes to the pros of UPI casinos, generous bonuses are unquestionably the most attractive segment. Most online casinos offer a lucrative welcome bonus when you sign up on their website. Plus, several UPI casinos reward their existing users with reload bonuses and cashback awards.
Here are the popular types of bonuses that you should expect when you sign up for a UPI casino.
A welcome bonus is the first reward that excites most casino players and is the biggest motivation behind opting for a new online casino. It is awarded to the new players when they register themselves on the casino and can be in the form of cash to play further games, free spins, or a no-deposit offer.
If you love playing slots like us, nothing can appeal to you more than receiving free spins.
Many UPI casinos allow you to collect free spins after you complete the registration procedure. Also, many casinos award you free spins as a free winning bonus or as a deposit bonus.
As the name suggests, a ‘No-Deposit UPI Casino Bonus’ means you get free rewards without making any payment. Once you sign up on the site, you receive a no-deposit bonus to play your favourite games.
It is usually in the form of free spins or money that you can use to play games and win real cash in the future without making any actual deposit.
Unlike the previously discussed No-deposit bonus that you earn for free of cost, UPI Reload Bonus is presented to you when you make deposits. If you are already an active player and have been playing the casino for a period, the casinos reward your loyalty with UPI Reload Bonus.
If UPI Reload Bonus is offered for loyalty, UPI VIP and Loyalty Programs are available for super loyal gamblers. In simple words, if you opt for VIP programs, you start gaining points for playing more games, and the more you play, the more levels you achieve in the VIP club.
As you obtain extra points and move upwards in the club, you are more likely to receive surprise rewards and even unlock some special features.
If you are looking forward to making your first deposit in a casino with UPI, here is the complete step-by-step process of transferring money in online casinos with UPI.
However, if you haven’t made a UPI account yet, we suggest taking the following steps to make your UPI account first.
The initial step while creating a UPI account is choosing a UPI application. You can select any of the top 3 UPI applications in India, i.e., Google Pay, PayTM, or PhonePe.
For example, if you want to start your UPI with GPay, here are the steps that you will need to follow:
First of all, go to your smartphone’s app store, search for Google Pay, and download it.
Now, sign in to your Google Pay app and enter the mobile number linked to your particular bank account and select your bank name from the list. The app will automatically find your account in the bank and get the required details.
Finally, enter your debit card details, create a smart 6-digit UPI PIN, and you are done!
The app will create a unique UPI ID for you to make immediate payments or transfer funds to another bank account or vice versa.
The next step to deposit funds into a UPI casino is registering yourself on the casino’s official website. Once you have registered into your online casino, you will be asked to deposit some funds to play games and win real money.
Here are the steps that you should follow to deposit money via UPI:
Withdrawing with UPI is as simple as depositing money into your casino account. Once you have met the minimum withdrawal limit of your casino and want to cash your winning into your bank account, you can simply take the following steps to get your money via UPI:
Here are a few things that you should remember while making a withdrawal from an online casino with UPI.
Yes, it is entirely legal to use UPI for online casinos in India. UPI is an authorized service, and only licensed and regulated casinos can use UPI for transactions.
You can play all your favourite casino games at UPI casinos, way more than at a land-based casino. Plus, you can explore thousands of games in different UPI casinos such as sports betting, casino games, live casino games. In short, the sky is the limit!
IMPS stands for Immediate Payment Service, and it is another bank transfer solution linked to UPI casinos. It is associated with all major banks in India and allows users to make different types of payments in real-time.
However, due to Indian gambling rules and regulations, using IMPS can be a bit difficult in some casinos as IMPS requires both the sender and receiver to have an Indian bank account.
UPI, on the other hand, is a simple, legal, and fast process to deposit or withdraw money from your casino to your bank account.
The daily transaction limit using the UPI application is around Rs. 1 Lakh. However, the maximum deposit with UPI also depends on your casino. Most casinos, in general, allow you to deposit up to Rs. 50,000 at any given day.
UPI is developed by an Indian regulatory body, i.e., National Payments Corporation of India, supporting INR (₹) as its primary currency. It is linked with more than 200 banks in India.
In general, NPCI charges ₹0.50 for every transaction you make in an online casino with UPI. However, your UPI casino might charge some extra fees for using UPI. Therefore, it is reasonable that you read your casino’s payment terms before selecting UPI as your payment mode.
UPI is one of the safest payment methods in India.
First of all, it is regulated by the National Payments Corporation of India (NPCI), the specialized division of the Reserve Bank of India. It comes under the jurisdiction of the Ministry of Finance, Government of India, and was founded by RBI to operate high-speed retail payments in India. So, it is fully legal and supported by the government.
Secondly, it is based on Single Click Two Factor Authentication similar to the OTP and keeps all your personal information safe and secure.
Furthermore, all banks possess special measures to maintain the complete privacy of UPI transactions of their customers. Therefore, it is not possible for casino sites or hackers to get any personal or financial details of customers with UPI.
Once you confirm the payment with your UPI application and the transaction is made with UPI Net Banking, it generally takes a maximum of 30 minutes to be confirmed by your bank. When the transaction is confirmed, you receive a confirmation message from your account, and the money shows in your casino wallet.
The overall process of receiving money from a casino can take a longer time than depositing money. The casino has to review the withdrawal request and transfer the requested sum to your bank account.
Once the casino finalizes the withdrawal, it usually takes up to three business days for the money to be credited into your bank account.
UPI casinos accept payments through almost all the UPI apps that transfer money from your bank account to theirs. However, these are the top 3 UPI apps in India that facilitate the fastest money transfer:
The maximum withdrawal limit of a UPI casino depends on the tier of the merchant outlet. In easy words, the higher the tier an online casino has with UPI, the more is the maximum withdrawal limit.
Definitely, yes. You can use any smart device, be it a smartphone or a tablet, to make your UPI transactions. All it needs is a UPI application and your UPI ID.